Looking for the best Savings Accounts in Saudi Arabia? We have compared 15 Savings Accounts from top banks in Saudi Arabia to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Savings Accounts in Saudi Arabia (2026)
1. Currency Passport Account
Bank: Emirates NBD
- Interest Rate: Interest rate of 0.15% based on the currency.
- Benefits: ATM, Internet Banking
Currency Passport Savings Account__ One account. Different currencies. Get the freedom to manage deposits and enable transfers in different currencies, all within the comfort of a single account.
2. EarlySaver Account and Deposit
Bank: Emirates NBD
- Interest Rate: Higher interest rates calculated on daily closing balance and credited monthly, Interest up to 0.75%
- Benefits: ATM, Internet Banking
Start saving today for your child’s future. Teach your child the importance of saving and set up automatic top-ups from your account.
3. Emirates NBD Current Account
Bank: Emirates NBD
- Benefits: ATM, Internet Banking
Our range of current accounts keep you in full control while taking care of your needs.
4. Emirates NBD Savings Account
Bank: Emirates NBD
- Interest Rate: Interest rate of 0.20% p.a
- Benefits: ATM, Internet Banking
Benefit from the advantages of higher interest, easy access to your account and solution driven services.
5. Emirates NBD Value Account
Bank: Emirates NBD
- Interest Rate: Interest rates of up to 0.35%
- Benefits: ATM, Internet Banking
Get more value out of your Emirates NBD current account. Attractive interest rates paid out monthly, easy bill payments and instant money transfers.
6. Family Savings Account
Bank: Emirates NBD
- Interest Rate: Interest rate up to 1.25% p.a. for AED
Gift your family their own savings accounts under one Family Savings Account and share your free international debit card with special offers on dining, shopping and travel.
7. Fixed Deposit
Bank: Emirates NBD
- Interest Rate: Rate fixed until maturity of deposit. Interest payout on maturity
- Benefits: Internet Banking
Grow your money and access your funds when you need to. Stay in control of your money, make partial withdrawals while keeping the rest of your deposit intact.
8. Flexi Deposit
Bank: Emirates NBD
- Enjoy a deposit that gives you the flexibility you need. Set goals and be prepared for life’s surprises with our FlexiDeposit Account which lets you
Enjoy a deposit that gives you the flexibility you need. Set goals and be prepared for life’s surprises with our FlexiDeposit Account which lets you make partial withdrawals.
9. FlexiSweep Deposit
Bank: Emirates NBD
- Benefits: Internet Banking
It helps when your money works as smartly as you do. With this solution, funds automatically move from your fixed deposit account to a current or savings account to meet a shortfall
10. Goal recurring deposits
Bank: Emirates NBD
- Interest Rate: Interest paid on maturity
Set goals and save towards them. Invest in Emirates NBD’s gold savings plan with up to 5 goal-based saving options.
11. Gold Investment Account
Bank: Emirates NBD
- Interest Rate: Non-interest bearing account
- Benefits: Internet Banking
An investment as good as gold. Invest in an Emirates NBD Gold Investment Account - it’s as good as holding actual gold.
12. Manchester Savings Account
Bank: Emirates NBD
- Interest Rate: Interest rate of up to 0.50% p.a. depending on the number of goals the team scores that month
- Benefits: ATM, Internet Banking
Manchester United Savings Account__ For all Manchester United fans out there, here’s an account that pays you a higher interest rate every time your team scores and a chance to win a trip to the The
13. Mudaraba General Investment
Bank: Emirates NBD
- Benefits: Internet Banking
Join us in a Shari’ah compliant investment partnership. A Mudaraba Deposit gives you returns based on the performance of the underlying assets.
14. Mudaraba Savings Account
Bank: Emirates NBD
- Interest Rate: Profit rate of 0.09% p.a.
- Benefits: ATM, Internet Banking
Benefit from our wide range of products and services under Emirates NBD’s exclusive Islamic Banking range.
15. RegulaReturns Deposit Account
Bank: Emirates NBD
- RegulaReturns Fixed Deposit Account__ A fixed deposit account that gives you the freedom to choose your interest payouts either monthly, quarterly or
RegulaReturns Fixed Deposit Account__ A fixed deposit account that gives you the freedom to choose your interest payouts either monthly, quarterly or half-yearly.
How to Choose a Savings Account in Saudi Arabia
- Interest rate — higher rates grow your savings faster
- Minimum balance — some accounts require zero minimum
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by SAMA
Frequently Asked Questions
What is the best Savings Account in Saudi Arabia for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Saudi Arabia now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Saudi Arabia?
Besides cards, popular payment methods include Mada, Apple Pay, STC Pay.
Compare all Savings Accounts in Saudi Arabia →
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How We Compare Best Savings Accounts in Saudi Arabia 2026
Our editorial team reviews each savings account based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Saudi Arabia. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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