Mortgage Calculator
Calculate your monthly mortgage payment, see the full amortization breakdown, and find out how much you can afford.
Calculate Mortgage
200,000
Monthly Payment
0
Loan Amount
0
Total Payment
0
Total Interest
0
Payment Breakdown
Principal
0%
Interest
0%
Down Payment
0%
Can You Afford This?
Enter your monthly income to check affordability
Frequently Asked Questions
How much mortgage can I afford?
Banks typically approve mortgages where the monthly payment is 30-40% of your monthly income. Use the affordability checker above.
What is the typical down payment?
In the UAE: 20% for expats, 15% for nationals (properties under AED 5M). For properties over AED 5M: 30% and 25% respectively.
Fixed vs variable rate — which is better?
Fixed rate = certainty (payment stays same). Variable = starts lower but can increase. Choose fixed for predictability, variable if selling within 3-5 years.