Looking for the best savings accounts with the highest interest rates and best features in United Arab Emirates? We've analyzed 5 Savings Accounts from top banks operating in United Arab Emirates to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Savings Accounts in United Arab Emirates (2026)
1. Basic Saver Account
Bank: Standard Chartered
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Key Benefits: Standard features
Basic Savings Account offers you profits that are calculated on your daily balance, and paid out twice a year.
2. Emirates NBD Current Account
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Key Benefits: Credit Limit, Funds Transfer Limit, Initial Deposit, Monthly Average Balance, ATM, Internet Banking
Our range of current accounts keep you in full control while taking care of your needs.
3. Special Current Account
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Key Benefits: ATM, Internet Banking, Phone Banking, SMS Alerts, Bill Deposit Facility, Exclusive Discounts
Transfer your salary, letβs be exclusive. Transfer your salary to us and earn interest in multiple currencies with this special chequing account.
4. Emirates NBD Value Account
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: Interest rates of up to 0.35%
- Key Benefits: Credit Limit, Funds Transfer Limit, Initial Deposit, Monthly Average Balance, Bill Deposit Facility, Exclusive Discounts
Get more value out of your Emirates NBD current account. Attractive interest rates paid out monthly, easy bill payments and instant money transfers.
5. Gold Investment Account
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: Non-interest bearing account
- Key Benefits: Internet Banking, Phone Banking, SMS Alerts, Exclusive Discounts, Credit Limit, Funds Transfer Limit
An investment as good as gold. Invest in an Emirates NBD Gold Investment Account - itβs as good as holding actual gold.
How to Choose the Right Card
When comparing Savings Accounts in United Arab Emirates, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits β dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Savings Accounts in United Arab Emirates
Want to see all available options? Compare all Savings Accounts in United Arab Emirates β
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
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