Looking for the best personal loans with competitive interest rates and flexible terms in United Arab Emirates? We've analyzed 5 Personal Loans from top banks operating in United Arab Emirates to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Personal Loans in United Arab Emirates (2026)
1. Standard Chartered Cash One
Bank: Standard Chartered
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Key Benefits: Standard features
Standard Chartered Cash One – a personal loan that comes with a credit card.
2. Salary Transfer Loan(Emiratis)
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: on
- Interest Rate: Attractive interest rates starting from 2.55% per annum flat
- Key Benefits: Financed Amount, Security Deposit, Free Insurance & Processing Fee
Personal Loans for UAE Nationals starting at low interest rates on salary transfer. Our easy loans application process, higher loan amounts, discount on fees, competitive interest rates and instant pr...
3. Salary Transfer Loans(Expats)
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: on
- Interest Rate: Attractive fixed interest rates starting from 3.03% per annum flat
- Key Benefits: Financed Amount, Security Deposit, Life insurance coverage, Free Insurance & Processing Fee
Personal Loans Free Insurance Processing fee are now easy and convenient at competitive interest rates on salary transfer. Whether your goals are simple and small or expansive and big, the right loan...
4. Scholar Plus Education Loan
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: on
- Interest Rate: Interest rates starting from 2.65% p.a Flat
- Key Benefits: Financed Amount, Security Deposit, Life insurance coverage, Free Insurance & Processing Fee
Let us help you fulfil their dreams. We're committed to helping your children reach for the stars with the Scholar Plus Education Loan from Emirates NBD.
5. Scholar Plus Education Loan
Bank: Emirates NBD
- Annual Fee: Contact bank
- Minimum Salary: on
- Interest Rate: Interest rates starting from 2.65% p.a. flat
- Key Benefits: Financed Amount, Security Deposit, Free Insurance & Processing Fee, Life insurance coverage
Scholar Plus Education Loan for executives__ Give your career an extra professional boost with the Emirates NBD Scholar Plus Education Loan for executives.
How to Choose the Right Card
When comparing Personal Loans in United Arab Emirates, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits — dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Personal Loans in United Arab Emirates
Want to see all available options? Compare all Personal Loans in United Arab Emirates →
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
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