Looking for the best credit cards with the lowest fees, best rewards, and exclusive benefits in Turkey? We've analyzed 5 Credit Cards from top banks operating in Turkey to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Credit Cards in Turkey (2026)
1. Bonus Card
Bank: Garanti BBVA
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 2.99% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Digital Wallet, Shopping Discounts, Dinning Benefits, Entertainment Benefits
Garanti BBVA flagship rewards card offering bonus points on all purchases with discounts across dining, fuel, and shopping partners.
2. Miles & Smiles Card
Bank: Garanti BBVA
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 2.99% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Digital Wallet, Shopping Discounts, Lounge Access, Travel Benefits
Co-branded Turkish Airlines card earning miles on every purchase, with airport lounge access and comprehensive travel insurance.
3. Bonus Flexi Card
Bank: Garanti BBVA
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 2.99% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Digital Wallet, Shopping Discounts, Dinning Benefits, Entertainment Benefits
Flexible rewards card letting cardholders choose their bonus category monthly, maximizing points on dining, fuel, or shopping.
4. Bonus Business Card
Bank: Garanti BBVA
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 2.99% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Digital Wallet, Shopping Discounts, Dinning Benefits, Entertainment Benefits
Business-oriented card offering bonus points on corporate expenses with fuel discounts and installment options at partner merchants.
5. Bonus Youth Card
Bank: Garanti BBVA
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 2.99% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Digital Wallet, Shopping Discounts
Entry-level card for young adults aged 18-25 with no annual fee and basic digital wallet support.
How to Choose the Right Card
When comparing Credit Cards in Turkey, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits — dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Credit Cards in Turkey
Want to see all available options? Compare all Credit Cards in Turkey →
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
Sign in with Google to join
