Looking for the best credit cards with the lowest fees, best rewards, and exclusive benefits in Taiwan? We've analyzed 5 Credit Cards from top banks operating in Taiwan to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Credit Cards in Taiwan (2026)
1. CTBC Visa Signature
Bank: CTBC Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.25% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Shopping Discounts, Digital Wallet, Purchase Protection, Travel Benefits
Premium card with airport lounge access, travel insurance, and highest rewards rate in CTBC lineup.
2. CTBC LINE Pay Card
Bank: CTBC Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.25% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Shopping Discounts, Digital Wallet, Purchase Protection, Cash Back
Taiwan most popular co-branded card with LINE Points cashback on all purchases via LINE Pay.
3. CTBC Costco Card
Bank: CTBC Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.25% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Shopping Discounts, Digital Wallet, Purchase Protection, Cash Back
Co-branded card earning Costco cashback on all spending with extra rewards at Costco Taiwan.
4. Cathay Cube Card
Bank: Cathay United Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.25% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Shopping Discounts, Digital Wallet, Purchase Protection, Travel Benefits
Lifestyle card with 3% cashback on mobile payment, streaming, and online shopping.
5. Cathay EVA Card
Bank: Cathay United Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.25% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Shopping Discounts, Digital Wallet, Purchase Protection, Travel Benefits
Co-branded EVA Air card earning Infinity Miles on every purchase with airport lounge access.
How to Choose the Right Card
When comparing Credit Cards in Taiwan, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits — dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Credit Cards in Taiwan
Want to see all available options? Compare all Credit Cards in Taiwan →
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
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