Looking for the best credit cards with the lowest fees, best rewards, and exclusive benefits in Sweden? We've analyzed 5 Credit Cards from top banks operating in Sweden to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Credit Cards in Sweden (2026)
1. Bankkort Mastercard
Bank: Svenska Handelsbanken AB
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Hotel Discounts & Offers, Travel Benefits, Exclusive merchant offers, Interest Free Days, Minimum Age (Years), No. of Supplementary Cards
Your card purchases are deducted directly from the account, and additional travel insurance featuring cancellation insurance is included.
2. Debit card
Bank: Bank of aland plc
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Phone Banking, Interest Free Days, Minimum Age (Years), No. of Supplementary Cards, Chip/Pin, Supplementary Cards
a Finnish commercial bank and banking group with over 700 employees and operations in Γ land, Finland and Sweden.
3. Visa credit card
Bank: Skandiabanken
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Phone Banking, Travel Benefits, Interest Free Days, Minimum Age (Years), No. of Supplementary Cards, Chip/Pin
Skandiabanken AB is a wholly owned subsidiary of a customer-owned and customer-controlled Swedish life insurance company Skandia.
4. Master credit card
Bank: forex bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Travel Benefits, Internet Banking, Interest Free Days, Minimum Age (Years), No. of Supplementary Cards, Chip/Pin
a multi-currency borderless account that allows the account holder to send and receive payments in various currencies in a single account
5. Mastercard
Bank: ICA Banken
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Travel Benefits, Interest Free Days, Minimum Age (Years), No. of Supplementary Cards, Chip/Pin, Supplementary Cards
ICA Banken Mastercard earns bonus on all ICA and Apotek Hjartat purchases with up to 2% back. Features up to 60 days interest-free credit, no foreign ATM withdrawal fees, 1.65% currency exchange rate,...
How to Choose the Right Card
When comparing Credit Cards in Sweden, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits β dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Credit Cards in Sweden
Want to see all available options? Compare all Credit Cards in Sweden β
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
Sign in with Google to join
