Looking for the best credit cards with the lowest fees, best rewards, and exclusive benefits in Norway? We've analyzed 5 Credit Cards from top banks operating in Norway to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Credit Cards in Norway (2026)
1. Ung (Young Adults) Mastercard
Bank: Den norske Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Exclusive Discounts, Travel Benefits, Purchase Protection, Internet Banking, Interest Free Days, Minimum Age (Years)
DNB Ung Mastercard is designed for young adults aged 18-28 with no annual fee and attractive benefits. Features up to 45 days interest-free payment deferral, travel insurance when transport is paid by...
2. Pluss Mastercard
Bank: Den norske Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Phone Banking, Fuel Back, Exclusive Discounts, Travel Benefits, Shopping Discounts, Interest Free Days
DNB Pluss Mastercard is designed for customers over 28 seeking attractive benefits with no annual fee. Features up to 45 days interest-free deferral, travel insurance on card-paid transport, fuel disc...
3. SAGA Mastercard
Bank: Den norske Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Phone Banking, Fuel Back, Visa Assistance, Interest Free Days, Minimum Age (Years), No. of Supplementary Cards
DNB SAGA Mastercard is a premium card for high-income customers with NOK 1M+ income or NOK 2M+ assets. Offers up to 45 days interest-free, travel insurance, airport lounge access, SAS EuroBonus level...
4. Mastercard DNB
Bank: Den norske Bank
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 1.42% per month
- Key Benefits: Interest Free Days, Minimum Age (Years), No. of Supplementary Cards, Chip/Pin, Supplementary Cards
DNB Mastercard is a versatile credit card with up to 45 days interest-free payment deferral, included travel insurance when transport is paid by card, fuel and charging discounts, no annual fee, and o...
5. Santander BR Visa Infinite
Bank: Santander
- Annual Fee: Contact bank
- Minimum Salary: Not specified
- Interest Rate: 14.00% per month
- Key Benefits: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits
Santander Brazil flagship with unlimited lounge access, Esfera rewards, and comprehensive travel protection.
How to Choose the Right Card
When comparing Credit Cards in Norway, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits — dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Credit Cards in Norway
Want to see all available options? Compare all Credit Cards in Norway →
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
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