Looking for the best credit cards with the lowest fees, best rewards, and exclusive benefits in Egypt? We've analyzed 5 Credit Cards from top banks operating in Egypt to help you find the perfect match for your needs.
Whether you're an expat, a local resident, or a business professional, this guide covers everything from annual fees and interest rates to rewards programs and eligibility requirements. All data is sourced directly from bank product listings and updated regularly.
Top 5 Credit Cards in Egypt (2026)
1. HSBC Cash+ Credit Card
Bank: HSBC
- Annual Fee: No annual fee
- Minimum Salary: Minimum salary AED 8,000
- Interest Rate: 3.49% per month
- Key Benefits: Interest Free Days, Minimum Age (Years), No. of Supplementary Cards, Hotel Discounts & Offers, Global Acceptance, Supplementary Cards
An HSBC credit card that lets you earn reward points on everyday purchases, redeemable via the Mastercard Pay with Rewards app at millions of locations worldwide. Contactless-enabled with Apple Pay an...
2. HSBC Max Rewards Credit Card
Bank: HSBC
- Annual Fee: No annual fee for the 1st year and 2nd year onwards waiver subject to meeting minimum spends
- Minimum Salary: Minimum salary AED 8,000
- Interest Rate: 3.49% per month
- Key Benefits: Hotel Discounts & Offers, Global Acceptance, Exclusive Discounts, Lounge Access, Travel Benefits, Dinning Benefits
Enjoy AED 500 cashback when you get a new primary HSBC credit card and spend a minimum of AED 8,000 within 60 days.
3. HSBC Cashback Credit Card
Bank: HSBC
- Annual Fee: No annual fee for the first year
- Minimum Salary: Minimum salary AED 8,000
- Interest Rate: 3.49% per month
- Key Benefits: Hotel Discounts & Offers, Global Acceptance, Exclusive Discounts, Lounge Access, Travel Benefits, Dinning Benefits
Enjoy benefits such as: up to 5% cashback on everyday spends, automatic credit of cashback every month and 0% for up to 24 months Balance Transfer.
4. HSBC Zero Credit Card
Bank: HSBC
- Annual Fee: No annual fee, no late fees, no penalty interest
- Minimum Salary: Minimum salary AED 5,000
- Interest Rate: 3.49% per month
- Key Benefits: Hotel Discounts & Offers, Global Acceptance, Exclusive Discounts, Lounge Access, Travel Benefits, Dinning Benefits
Scared of credit cards? With the Zero Credit Card, enjoy no fees for card membership, going over your limit or cash advances. You'll also benefit from 0% interest on purchases for the first 3 months a...
5. HSBC Black Credit Card
Bank: HSBC
- Annual Fee: Annual fee: AED 1,575 including VAT
- Minimum Salary: Minimum salary AED 15,000
- Interest Rate: 3.49% per month
- Key Benefits: Hotel Discounts & Offers, Global Acceptance, Exclusive Discounts, Lounge Access, Travel Benefits, Dinning Benefits
The HSBC Black Credit Card comes in a contemporary design rendered in metal3 and is fully loaded with great travel & lifestyle benefits. From travel to culinary experiences, lifestyle and shopping the...
How to Choose the Right Card
When comparing Credit Cards in Egypt, consider these factors:
- Annual Fee: Some cards offer zero annual fees, while premium cards with lounge access and travel insurance may charge higher fees but offer greater value.
- Minimum Salary: Each bank has different eligibility requirements. Cards with lower salary requirements are easier to qualify for.
- Rewards & Cashback: Look for cards that match your spending habits — dining, travel, shopping, or fuel.
- Interest Rate: If you plan to carry a balance, compare the monthly interest rates carefully.
Compare All Credit Cards in Egypt
Want to see all available options? Compare all Credit Cards in Egypt →
Last updated: April 2026. All information is for comparison purposes only. Please verify details directly with the bank before applying.
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